Track every account by its real balance vs where it's heading.
Start with one — your current account. Add as many as you like.
Add a recurring bill or log something you've just spent — or jump straight in.
Where you should be. Where you are.
What's the bill for?
Logged as paid today — keeps your balance matched to your bank.
Moves money between your accounts — logged as done on both sides.
Changes just this one — the rest of the schedule stays as it is.