See each account two ways at once: what's in it now, and where it's heading once your bills run. Let's set it up — about two minutes.
Private & encrypted — your numbers are never shared or sold. Privacy policy
Start with one — your current account. Add as many as you like.
Encrypted and private — your figures stay yours.
This is the bit that makes Buiséad work. The more you add now, the sharper your projections, safe-to-spend and reminders — and you won't have to think about it again.
Add a recurring bill or log something you've just spent — or jump straight in.
Where you should be. Where you are.
What's the bill for?
Logged as paid today — keeps your balance matched to your bank.
Moves money between your accounts — logged as done on both sides.
Changes just this one — the rest of the schedule stays as it is.
Tap a bill, fill it in, and it's saved — add as many as you like.
Every account shows two numbers. Now is your real balance — only money you've actually paid. Heading to is where you'll land once every upcoming bill and payment has run. Keeping "now" matched to your real bank balance is the whole game — log what you spend and the two stay honest.
Add your account with today's real balance, then add all your regular bills — electricity, rent, subscriptions, the lot. The more you put in, the more accurate your projections, safe-to-spend and reminders. A few minutes once, then the app does the rest.
A bill is something scheduled — recurring (rent, Netflix) or a one-off that's coming up. An expense is something you've already spent — logged as paid today so your balance instantly matches your bank.
The card under your accounts shows what's free to spend before your next income lands — after setting aside the bills due in between. If those bills are bigger than your balance, it flips to a red "€X short" warning.
Tick a bill paid as it leaves your account. Anything still unpaid after its date collects under a red Overdue heading at the top of your list, so nothing slips through.
Change the amount or how often it runs and Buiséad asks how far to apply it: just this one, the next few, or all future ones — which updates everything going forward and leaves your paid history alone.
The Analytics view plots your combined balance over the next 12 weeks. Any day it's projected to dip below zero is flagged as a pinch point, with a heads-up so you can move a bill or top up before it bites.
Add a contract-end date to a bill and Buiséad reminds you about a week before it renews — with a link to compare prices on switcher.ie, so you can switch instead of rolling onto a dearer rate.
Switch the list to Calendar for a month view: red dots are money going out, green dots money coming in, and days shaded red are pinch points. Tap a day to see what's due.
Scan a bill or receipt and Buiséad reads the amount, date and vendor for you, and can spot insights in your own numbers. There's a free monthly allowance; unlimited comes with Pro. Turn it off and nothing is ever sent to the AI.
Turn on bill reminders in Settings for a 9am heads-up on the day a bill is due, plus a warning before a pinch point. A "send a test notification" button lets you check they land.
Your figures are encrypted and never sold, and you can delete everything yourself any time. Full detail in our Privacy Policy.
Buiséad is built so your finances stay yours. We never sell your data, never show ads, and never share it for marketing — ever.
The sensitive things you enter — amounts, names, notes, account & contact details, custom fields and receipt photos — are encrypted at rest with AES-256 (bank-grade). If anyone ever got hold of the raw database, those fields are scrambled and unreadable without the key.
We only keep a one-way Argon2id hash of your password — never the password itself. Even we can't read it, and a leak can't reveal it. Repeated wrong guesses are rate-limited to stop brute-forcing.
Everything between your phone and our server travels over HTTPS, so it can't be read on the way. Sign-in uses a secure token, not your password, on every request.
AI features (scanning a bill, insights) only send data to our AI provider when you choose to use them — to answer your request, never to train their models. Turn AI off and nothing is ever sent.
Delete any bill, receipt or account whenever you like — and you can wipe your entire account and all its data from Settings at any time. Gone means gone.
All of this in legal form is in our Privacy Policy. Questions? hello@buisead.ie.